Bitcoin Policy Institute Study Finds AI Agents Favor Bitcoin for Economic Activity

The Bitcoin Policy Institute studied how AI agents choose currencies in different economic scenarios, including saving, payments and cross-border transfers. As autonomous AI systems could manage assets and transactions on people’s behalf, their preferences for monetary instruments may shape future demand for Bitcoin, stablecoins and fiat currencies.

BPI’s latest study tested 36 AI models and found that most clearly favored Bitcoin when asked to preserve purchasing power over the long term. For everyday payments and cross-border transfers, however, the models chose stablecoins more often, with only a very small number opting for traditional fiat currencies. The study materials did not disclose the amounts used in the tests or a specific publication date.