Cybrid Report Forecasts Explosive Growth in Business Stablecoin Use

Stablecoins maintain a stable value against assets such as the US dollar and enable instant settlement on blockchains. They are evolving from crypto trading instruments into tools for corporate payments and treasury management. Stripe’s $1.1 billion acquisition of payment infrastructure provider Bridge shows that major payments companies are betting on cross-border money movement. Stablecoins’ low cost and programmability also make them well suited to autonomous payments by AI agents.

Bridge executive Lindsey Einhaus and Deus X Capital CEO Tim Grant said at Consensus 2026 in Miami on May 7, 2026, that large institutions would accelerate their use of stablecoins for cross-border payments and treasury operations over the next two years. Low transaction fees could help AI micropayments overcome cost barriers, but fragmented blockchains and wallets and regulatory uncertainty over autonomous finance remain obstacles to adoption.

Stablecoins, once viewed mainly as tools for trading crypto assets, are increasingly being used for corporate payments and settlement by financial institutions. Juniper Research said they can reduce the time and cost of traditional cross-border transfers while supporting supply-chain payments, treasury management and international settlement, making them an important area of development in global B2B payment infrastructure.

Juniper Research’s latest report forecasts that cross-border B2B stablecoin payments will reach $5 trillion by 2035 and account for 85% of the value of all stablecoin transactions. The projection signals a shift in the market’s focus from speculative trading to institutional use, with stablecoins enabling businesses to make programmable cross-border payments and manage funds around the clock.

Stablecoins offer round-the-clock settlement through fiat-pegged assets and could reduce the costs, delays and prefunding burden associated with cross-border transfers. Citi and corporate treasury platform Stable Sea said companies are not seeking to replace the banking system. Instead, they are prioritizing specific payment corridors that are costly, slow or unreliable.

On April 9, 2026, PYMNTS interviewed Citi Head of Digital Assets Ryan Rugg and Stable Sea CEO Tanner Taddeo. The stablecoin market was worth about $315 billion at the time, but everyday consumer and commercial payments still accounted for only a single-digit share of activity. Stable Sea can provide same-day payments in more than 40 markets, although institutional transactions currently account for most of its volume.