Taiwan Clearing House Eases Bounced-Check Rules, Waives Fees During Typhoon Bavi Closures

When major natural disasters such as typhoons hit Taiwan, local government-ordered office closures often force financial institutions to suspend operations, preventing businesses and individuals from depositing funds on time to cover checks. The Taiwan Clearing House maintains a flexible grace mechanism to protect depositors’ credit from damage caused by natural disasters and other events beyond their control. The measure preserves orderly financial transactions while safeguarding disaster victims’ credit ratings and commercial interests from losses caused by temporary disruptions to transportation or operations.

After Typhoon Bavi prompted office closures across several cities and counties, the Taiwan Clearing House said checks returned for insufficient funds on July 10 and 13, 2026, would not be recorded as bounced checks and would be exempt from handling fees if depositors completed registration of redeposit and payment or other qualifying procedures on the next business day. Those whose repayment capacity was affected by typhoon damage may apply for a major-disaster notation. Checks returned for insufficient funds within six months of the disaster will temporarily not be reported as grounds for designating the account holder as subject to transaction restrictions.