2026 年利比亞 Fintech 金融科技生態系統發展現況

Laos has an economy of about $17 billion and GDP per capita of roughly $2,700, and has long relied on hydropower, mining, agriculture and tourism. Limited banking coverage in rural areas has made digital finance critical to closing service gaps. The government is advancing the transition through its National Digital Economy Strategy 2021–2030, while BCEL One from Banque pour le Commerce Extérieur Lao (BCEL) is a major mobile banking service.

A May 23, 2026, review by The Fintech Times found that Laos had about 25 active fintech companies, concentrated in mobile payments, remittances and digital wallets. World Bank data showed that only about 45% of adults had access to formal financial services in 2025, while mobile penetration had already exceeded 70%. The Bank of the Lao P.D.R. has also expanded cross-border interoperability between Lao QR and Thailand's PromptPay and continues to pursue payment integration with Vietnam.

本文分析了黎巴嫩在 2026 年金融科技（Fintech）領域的最新發展動態與生態系統現況。重點探討該國在數位金融服務、支付創新及整體金融科技環境的演進。

Liberia has long relied heavily on cash, with limited access to bank branches outside the capital, Monrovia, and financial exclusion remaining widespread. The country has GDP of about $4.8 billion and per-capita GDP of only around $800, but mobile penetration has reached 70%–80%, providing an entry point for digital finance. About 35%–40% of adults currently have a formal financial account, making fintech crucial to expanding access to payments and financial services for rural communities and small and medium-sized businesses.

An April 20, 2026 report showed that Liberia had only about 20–30 relevant providers, led by Orange Money Liberia and homegrown wallet TipMe. In 2025, the Central Bank of Liberia (CBL) partnered with the Mojaloop Foundation to launch the Instant and Inclusive Payment System (IIPS), an interoperable real-time payment platform. In 2026, the government also announced the Ministry of Posts and Telecommunications’ 2025–2029 “Digital Liberia” plan.

本文分析了 2026 年非洲國家賴索托（Lesotho）的 Fintech 生態系統發展。內容涵蓋該國數位金融基礎設施的建構，以及金融科技在該地區的創新應用與影響。

Linking the North African and Middle Eastern markets, Egypt’s fintech sector has grown from regulatory experiments and an emerging startup scene into one of Africa’s “Big Four” ecosystems. FinTech Egypt counts more than 177 fintech startups and payment service providers across more than 14 subsectors. Backed by Egypt Vision 2030 and the Central Bank of Egypt (CBE), the industry has become a key driver of financial inclusion and economic digitalization.

The Fintech Times published its review on March 28, 2026. Egypt has more than 116 million mobile subscriptions, 90 million internet users and over 54 million active users of digital financial services. The market is projected to grow from $765 million in 2024 to nearly $2.9 billion by 2033. The CBE issued licensing rules for payment providers in 2025, while Visa partnered with MNT-Halan in 2026 to expand card issuance and digital payments.