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Taiwan Banks’ Foreign-Currency Deposits Hit New High Near NT$15.4 Trillion as AI Drives Lending Growth

1 reports · First detected 2026-02-24 · Last active 2026-02-24

Foreign-currency deposits reflect export proceeds, overseas investment funds and hedging demand among companies, making them an important gauge of foreign-exchange liquidity in Taiwan’s banking system. Financial Supervisory Commission data show that corporate revenue and investment funds continued to flow into such accounts. Expansion and higher capital spending across the AI supply chain also boosted demand for corporate foreign-currency financing.

The FSC said foreign-currency deposits at domestic banks approached NT$15.4 trillion at the end of December 2025, setting a record for the sixth consecutive month. Driven by demand from the AI industry, outstanding foreign-currency loans rose 30.57% from a year earlier and recorded double-digit annual growth for the eighth straight month, indicating that funding demand among related companies remained strong.

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1 original reports
CTEE.COM.TW 2026-02-23
一馬當先連六紅！國銀外幣存款近15.4兆元 續創新高

The Backstory

The history behind this event
國銀 3 月外幣存款突破 15 兆元 續創歷史新高2026-05-19 · 2 reports · similarity 0.89

2026 年 3 月底本國銀行外幣存款餘額達 15.68 兆台幣，連續六個月站穩 15 兆元大關。此次創新高主因受惠於美元升值趨勢，以及 AI 相關產業出口強勁帶動貨款挹注，反映出企業資金調度與資產配置需求。

Taiwan Banks’ Foreign-Currency Deposits Hit Record NT$15.4 Trillion in February2026-04-20 · 2 reports · similarity 0.82

Foreign-currency deposits reflect corporate cross-border payments and receipts, overseas investment and banks’ foreign-currency funding allocations. Financial Supervisory Commission data showed that the balance at Taiwan’s domestic banks rose to NT$15.4019 trillion at the end of February, surpassing NT$15.4 trillion to set a record high as corporate demand for foreign-currency funds continued to grow.

The latest increase was driven mainly by payments credited to corporate accounts, the repatriation of investment funds and companies reallocating funds for operational needs. CTBC Bank led domestic banks with NT$1.53 trillion in foreign-currency deposits at the end of February, making it a major contributor to the overall increase.

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