Bank of America Says APAC Is Reshaping Cross-Border Payments

The expansion of regional trade and supply chains is raising corporate demand for faster settlement, clearer cash visibility and more responsive liquidity management across Asia-Pacific. Bank of America says real-time payments are becoming essential operating infrastructure rather than an optional convenience, challenging cross-border systems that still depend on banking hours, delayed settlement and manual reconciliation.

Bank of America said the region is pushing cross-border money movement toward round-the-clock settlement, requiring corporate treasurers to reassess liquidity buffers, payment scheduling and reconciliation workflows. Faster fund flows could improve working-capital efficiency, but they also require systems capable of monitoring positions continuously. The report did not disclose a specific transaction value, implementation date or regional adoption rate.