Ramp Launches Stablecoin Accounts and Payments for Businesses

Stablecoins are moving beyond crypto trading into corporate treasury and cross-border payments, but finance teams often manage them through separate wallets, exchanges and reconciliation processes. Ramp is embedding digital dollars into the approval controls and accounting workflows companies already use. The proposition matters because conventional international wires can take three to five business days, while stablecoin rails operate around the clock without relying on a chain of correspondent banks.

Ramp said on July 21, 2026, that eligible customers can open a Stablecoin Account to hold USDC and USDT or fund stablecoin payments directly from a U.S. dollar bank account. Businesses can send the tokens to vendors and contractors in more than 140 countries, convert them into over 40 fiat currencies, and earn rewards of up to 3.25% on balances. More than 1,000 businesses already use stablecoins for vendor payments on Ramp, with over 70% of volume moving outside banking hours.