Nium CEO Sees Stablecoins Unlocking $30 Trillion in Trapped Cash

Multinational companies and financial institutions routinely pre-fund nostro and vostro accounts to ensure cross-border payments can be completed. That leaves cash scattered across jurisdictions, often beyond the real-time view of corporate treasury teams and unavailable for other uses. Nium CEO Prajit Nanu argues that stablecoins matter less as a crypto product than as a treasury rail, giving companies clearer visibility into balances and faster access to working capital otherwise trapped in the banking system.

In a PYMNTS interview dated July 16, 2026, Nanu estimated that roughly $30 trillion sits in nostro and vostro accounts worldwide. He said stablecoin settlement can reduce prefunded balances, free working capital and move liquidity globally without waiting for wire cutoffs. Regulated networks are already processing billions of dollars in institutional stablecoin volume each month, while Nanu has said as much as 50% of Nium’s payment flows could eventually run through stablecoins.