SBI Shinsei Bank to Offer Crypto Rewards on Deposits

SBI Shinsei Bank, part of Japan's SBI Group, plans to link interest on yen deposits with the group's cryptocurrency exchange, SBI VC Trade. Depositors will retain their regular yen interest while also receiving digital-asset rewards. The program turns conventional savings into an entry point to crypto and could help steer the bank's customers to the group's trading platform.

Nikkei reported on June 9, 2026, that SBI Shinsei Bank planned to launch the service that autumn, issuing vouchers based on customers' deposit balances. The rewards will be worth 20% of the interest actually received, with no fixed yen amount disclosed. Vouchers can be exchanged for Bitcoin, Ether or XRP during a specified period, but customers must first open an SBI VC Trade account.