Airwallex Adds Affirm Pay-Over-Time Options for U.S. Shoppers

Airwallex provides cross-border payments, foreign exchange and payment acceptance services to businesses, while Affirm is a major U.S. buy now, pay later network. The tie-up brings installment financing into Airwallex-powered checkout flows, allowing merchants to add consumer credit options without building a separate lending stack. The offering matters as payment choice can influence cart conversion and average order values, particularly for international merchants selling to U.S. customers.

Airwallex said on Aug. 13, 2026, that its merchants can offer Affirm to eligible U.S. shoppers at checkout. Customers may choose four interest-free payments or monthly installments, with no late or hidden fees. The option covers purchases from $35 to $30,000, is presented in U.S. dollars and carries a standard merchant settlement schedule of three business days. Airwallex supports the method for businesses registered in nine markets, including the United States, Britain, the European Union, Australia, Hong Kong and Singapore.