Taiwan Central Bank Holds Rates for Ninth Straight Quarter

Taiwan’s central bank has kept its discount rate at 2% since raising it by 12.5 basis points in March 2024, shifting the focus of monetary policy toward curbing inflation and housing-market risks. Any rate adjustment would affect borrowing costs for businesses and mortgage holders, while the seventh round of selective credit controls also shapes banks’ property lending and homebuyer financing.

At its second-quarter joint meeting of the board of directors and supervisors on June 18, 2026, the central bank kept the discount rate at 2%, marking a ninth consecutive quarter without a change and matching market expectations. It also left the seventh round of credit controls unchanged and will continue monitoring whether housing transactions, prices and banks’ real-estate lending are cooling.