Crypto Card Monthly Spending Tops $600 Million as Stablecoin Payments Move Into Everyday Use

Stablecoins were once used mainly to move funds between exchanges and settle on-chain transactions. Crypto payment cards now use established networks such as Visa to connect assets including USDT directly to purchases at physical merchants. Data from Memento Research shows these services are expanding beyond the crypto market and becoming an important bridge between on-chain funds and everyday payments.

The latest Memento Research data shows monthly crypto card spending has exceeded $600 million, reaching $650 million under some measures, or about six times the year-earlier level. A separate comparison shows volume rose 230% from 2025. USDT accounts for 62.5% of settlement assets, Visa processes about 90% of merchant transaction volume, and Jupiter’s monthly volume increased 6.6-fold.