Always.bank Launches Nationwide Digital Business Banking Suite

Always.bank is the digital banking arm of 22nd State Banking Company, whose roots date to 1917. The lender is targeting entrepreneurs and small businesses with an adviser-led model that pairs online access with human guidance, a segment it says is often underserved by products built for consumers or large corporations. Linker Finance supplies the underlying platform for onboarding, payments, treasury functions and relationship management, giving the community-bank operator a route to serve customers nationally without abandoning personalized support.

Always.bank launched its full digital business-banking suite nationwide on July 15, 2026, expanding beyond the high-yield savings accounts and certificates of deposit introduced in May. The offering includes business checking and savings, digital banking, commercial onboarding, payments, treasury management and lending. The company also opened its Birmingham, Alabama, headquarters and BasePoint hub at 2308 1st Ave. S., Suite 108, with offices, meeting and Zoom rooms, an education center and podcast studio. BasePoint has three membership tiers; the bank did not disclose pricing or an investment amount.