PayPoint and Handepay Surpass £100 Million in Business Lending

PayPoint is a UK payments and business services provider whose Handepay unit primarily serves small and medium-sized businesses and independent merchants. It uses payment transaction data to offer more flexible business financing, shortening the traditional bank credit-approval process. Cumulative lending has therefore become an important gauge of small-business funding demand and the expansion of financial services across payment platforms.

As of July 20, 2026, PayPoint and Handepay said cumulative business lending had surpassed £100 million, reaching the milestone after their latest record year. The announcement did not disclose average loan sizes, interest rates or delinquency rates, but indicated that demand among small and medium-sized businesses for flexible financing and repayment options through payment platforms continues to grow.