Anchorage Digital Bets on Infrastructure to Bring Institutions Onchain

Tokenized deposits represent commercial bank deposits as blockchain tokens and remain liabilities of the bank, unlike stablecoins backed by independent issuers. Anchorage Digital, the first federally chartered crypto bank in the United States, is entering the market with technology that allows traditional banks to retain their existing accounting and compliance frameworks while offering instant, programmable onchain fund transfers.

Anchorage Digital announced its Tokenized Deposits infrastructure on June 22, 2026. The platform runs alongside banks’ core systems and reconciles onchain BDA balances with deposit DDAs, supporting real-time payments and settlement 24 hours a day, 365 days a year. The company said deployment could take as little as a few weeks and that customers’ personal data would remain within their banks. It did not disclose the investment amount, initial banking partners or transaction volumes.