FIS Targets Rising Bank Demand for Stablecoins and Tokenized Deposits

Stablecoins are backed by fiat assets, while tokenized deposits represent bank deposits; both can support real-time payments and cross-border settlement. Most small and midsize banks lack the resources to build the necessary systems themselves, giving fintech provider FIS an opportunity to integrate digital assets into existing banking infrastructure.

On April 9, 2026, FIS said it was seeking bank clients interested in adopting stablecoins and tokenized deposits. IntraFi surveyed 455 bankers from June 30 to July 14, 2025, most of whom worked at institutions with less than $10 billion in assets. Of those surveyed, 48% planned to explore issuance within five years. FIS will compete with providers including Fiserv, which has launched FIUSD.