Bear-Market Stablecoin Yield Roundup: OSL and MEXC Offer Annualized Returns Above 15%

During crypto bear markets, investors often move funds into stablecoins such as USDT and USDC to earn returns through centralized finance (CeFi), decentralized finance (DeFi) or tokenized real-world assets (RWA). Yield sources, investment limits and platform risks vary widely across products. High annualized rates may also carry counterparty, smart-contract and liquidity risks.

A recent roundup compared more than 20 stablecoin yield platforms, with OSL leading at an 18% annualized rate, followed by MEXC at 15% and Binance at 8%. The report also detailed subscription limits and risk ratings for each offering, but many of the rates are variable or limited-time promotions. The original information did not specify campaign dates or exact limits, so investors should consult each platform’s latest announcements.