Agentic Commerce Emerges at the Intersection of AI Agents and Blockchain Payments

“Agentic commerce” refers to AI agents that go beyond offering advice to place orders, make payments and settle transactions on users' behalf. Stablecoins and blockchains provide programmable payment rails that operate around the clock. The shift matters because transaction decisions are gradually moving from people to software, raising new questions for the financial industry around identity verification, authorization, liability and regulation.

CoinDesk published an article on April 28, 2026, ahead of Consensus 2026, which is scheduled for May 5–7 in Miami and expected to attract more than 20,000 attendees from over 100 countries. The agenda focuses on Google AP2, OpenAI/Stripe ACP, Coinbase x402 and Virtuals' onchain ACP. CoinDesk said the financial giants attending the event in 2025 managed a combined $4 trillion in assets.