加勒比海地區金融科技發展：2026 年的巴貝多

The Caribbean fintech market is expanding rapidly and is projected to post a compound annual growth rate of 18.5% through 2030. In Jamaica, the central bank established a fintech regulatory sandbox in 2020 and launched the JAM-DEX central bank digital currency in 2022, marking significant steps toward digital payments and financial inclusion. The transformation could streamline the region’s substantial annual tourism and remittance flows and will be critical to Jamaica’s ambitions to become a regional technology hub.

By mid-2026, Jamaica is accelerating efforts to drive nationwide adoption of JAM-DEX. Yet a recent survey found that although 92% of Jamaicans want retailers to accept digital payments, cash remains deeply embedded in daily life. To narrow that adoption gap, local mobile wallet providers including LYNK and mCash are strengthening cooperation with the Bank of Jamaica and continuing to improve QR code and merchant-acquiring infrastructure in 2026.

本文分析加勒比海地區海地在2026年的金融科技發展現況。探討該地區在數位金融服務與支付技術等領域的最新轉型趨勢與未來前景。

Grenada's economy relies on tourism, agriculture, construction and services, with GDP per capita exceeding $11,000. Its growth is nevertheless constrained by its small market, natural disasters and fluctuations in global travel. Fintech is therefore seen as a key tool for improving payment efficiency, financial inclusion and economic resilience.

The Fintech Times reported on June 16, 2026, that the Eastern Caribbean Central Bank, which serves Grenada and seven other member states, continues to promote its retail central bank digital currency, DCash. Republic Bank Grenada, Grenada Co-operative Bank and CIBC Caribbean have also expanded their online and mobile banking services in recent years.

本文探討 2026 年加勒比海國家多米尼克的金融科技產業發展現狀。內容涵蓋該國在數位金融轉型趨勢下的產業景觀與政策發展方向。

本研究分析貝里斯在 2026 年的金融科技發展態勢，探討其在中美洲市場中的定位。內容涵蓋當地數位金融服務的創新進程與產業景觀。

Antigua and Barbuda’s economy is underpinned by tourism and cross-border financial services, while fintech development in 2026 is focused on digital payments, online banking and financial inclusion. The shift affects service costs for the government, financial institutions and small and medium-sized businesses, while underscoring the Caribbean market’s potential for digitalization.

A recent report, “Fintech Landscape in the Caribbean: Antigua and Barbuda in 2026,” reviews the country’s industry position through 2026 and the opportunities ahead. It highlights digital financial innovation, the transformation of incumbent providers and market expansion. The available information does not disclose any specific investment amounts, corporate transactions or exact publication date.

分析加勒比海地區特別是巴哈馬在 2026 年的 Fintech 發展現況。探討當地金融科技生態系統的演進，以及在數位化轉型下的未來趨勢。