Ourbit Raises USDT Yield to 11%, Expands Interest-Earning Cap

Ourbit’s “Earn on Holdings” offering is a crypto yield product that allows users to earn interest on USDT held passively, committed to open orders or posted as derivatives margin. The structure can improve the efficiency of idle capital, but an annualized yield is not a guaranteed return. Users must still consider exchange, liquidity and market risks.

Ourbit has announced changes to the product, raising the maximum annualized yield on USDT to 11% and increasing the interest-earning cap to 10,000 USDT. As of July 20, 2026, the company had not disclosed when the changes would take effect. The revised offering covers passive holdings, funds committed to open orders and derivatives margin.