Experian Opens Credit Score Checks in ChatGPT for UK Users

Experian, one of Britain’s major credit-reporting agencies, provides scores widely used to assess consumers’ creditworthiness. Its move into OpenAI’s ChatGPT marks a further expansion of generative AI into personal finance, giving users — particularly younger consumers accustomed to conversational services — another way to understand information that can affect access to loans, mortgages and other financial products.

Experian said UK consumers can now check their personal Experian credit score directly within ChatGPT, the first time its British credit data has been made accessible through an AI platform. The companies said the service is intended to make personal financial information easier and more accurate to access. The announcement did not disclose pricing, expected user numbers or a more specific launch date beyond immediate availability.