Treasury Teams Turn ERP Upgrades Into Real-Time Cash Decisions

Corporate treasury modernization is moving beyond software installation as real-time payment networks, faster wires and digital operating models stretch cash management beyond traditional banking hours. Enterprise resource planning and treasury management systems can support real-time reporting, API connectivity, automated reconciliation and liquidity tools, but the investment matters only when companies redesign the processes around them. The shift is turning treasury from a batch-based back office into a continuous decision function focused on cash visibility, forecasts and exceptions.

PYMNTS reported on Aug. 20, 2026, that Bank of America treasury product executive Matthew Miller sees two central transitions: from batch files to individual transaction flows and from nine-to-five operations to 24/7 activity. He said modern upgrades can unlock payment and treasury services developed over the past five to 10 years, but fragmented master data can still block analytics and AI. Miller outlined three levels of visibility: current cash, projected liquidity and exceptions requiring action. No investment amount was disclosed; the payoff depends on standardized data, modern bank connectivity and redesigned reconciliation workflows.