Leasing Firms Offer Critical Financing for Taiwanese SMEs Building U.S. Plants

Taiwanese small and medium-sized enterprises building plants in the United States often face a financing gap because U.S. banks are unfamiliar with their credit profiles and Taiwanese banks face constraints on cross-border lending. Chailease Holding said Taiwan’s 1.715 million SMEs form the foundation of its industrial supply chains. Amid high wages, strict labor protections and supply-chain restructuring, access to equipment and plant-construction financing is crucial to industrial transformation and employment resilience.

In late April 2026, the Taipei Leasing Business Association held a forum on the new corporate-financing landscape under the Taiwan-U.S. tariff and investment agreement. Chailease Holding, the Chung-Hua Institution for Economic Research and the Taiwan Academy of Banking and Finance called for equipment financing and lease-to-own arrangements to fill gaps left by banks. Participants also said the government was promoting $250 billion in credit guarantees to be undertaken by the banking industry, while leasing firms could support different customer segments.