Leasing Finance Helps SMEs Navigate Twin AI and Net-Zero Transitions

AI adoption and ESG and net-zero requirements are driving up equipment upgrade and talent costs. With limited collateral and capital, small and medium-sized enterprises face greater difficulty securing bank financing for their transitions. Taipei Leasing Association data showed that leasing and installment contracts totaled NT$714.7 billion in 2025, down 1.3% from a year earlier. Loans rose 19.8% to NT$125 billion, underscoring increased demand for working capital.

The Taipei Leasing Association and the Commerce Development Research Institute held the 2026 SME Financial Empowerment Lecture Series on June 30, 2026. Chen Hung-ta of the Taiwan Academy of Banking and Finance said leasing companies could provide flexible funding based on cash flow and equipment value. Representatives from Chailease Holding, Tamkang University and IBF Leasing also called for integrating insurance and accounts receivable with the digitalization of electronic claims, though no additional financing quota was announced at the event.