2026 年厄瓜多 Fintech 與數位產業發展前景

Mexico has Latin America’s second-largest fintech ecosystem, with industry group FinTech México counting about 1,100 active domestic and foreign firms. The 2018 Fintech Law established an early regulatory framework, but standards for open finance, digital payments, virtual assets and artificial intelligence remain incomplete. That gap matters as the sector shifts from venture-funded expansion toward consolidation, profitability and deeper integration with the formal financial system.

The latest marker came on July 10, 2026, when the Comisión Nacional Bancaria y de Valores cleared Nu México to convert from a Sofipo into a bank, giving it 30 days to start operations. Nu has more than 15 million Mexican customers and reported over $5.9 billion in first-quarter deposits. Founder David Vélez said the company plans to invest $4.2 billion in Mexico from 2026 through 2030, intensifying competition with established banks and digital entrants.

本報告探討 2026 年智利金融科技（Fintech）領域的發展態勢，並針對更廣泛的數位環境進行全面性回顧。分析涵蓋了智利數位轉型的現狀、未來趨勢以及在數位支付等領域的應用發展。

Eritrea’s financial system is centrally managed by the Bank of Eritrea, while retail services rely largely on the state-owned Commercial Bank of Eritrea. More than 70% of the population is unbanked, and online banking, ATMs and mobile financial services remain scarce. Digital payments are therefore a key foundation for narrowing the financial-services gap and advancing Eritrea Vision 2030.

The Fintech Times reported on March 30, 2026, that Eritrea had fewer than five fintech or digital financial-services providers and less than $10 million in annual online commerce transactions. Digital payments and e-commerce transactions, however, are estimated to be growing by 15%–20% a year. A mobile wallet from state-owned telecom operator EriTel is emerging as a gateway, but independent startups, venture capital and Open Banking remain almost entirely absent.