Small and Medium Enterprise Credit Guarantee Fund

The Small and Medium Enterprise Credit Guarantee Fund helps small and medium-sized businesses with insufficient collateral obtain financing from financial institutions by providing credit guarantees. Driven recently by investment in AI, equipment upgrades and demand for working capital, guaranteed lending has remained elevated. Financing reached NT$979.6 billion in the first half of 2026, a record high for the period, drawing attention to the potential full-year total. The data offer insight into business conditions, funding needs and investment priorities among SMEs, as well as the effectiveness of policy support and corporate debt-repayment risks.