Taiwan’s TISA Accounts Near 200,000 as Subscriptions Hit NT$7.76 Billion

Taiwan’s Financial Supervisory Commission introduced the Taiwan Individual Savings Account, or TISA, to encourage households to build retirement reserves and adopt disciplined, long-term investing. The program combines reduced fund management fees with regular fixed-amount contributions, seeking to lower investment costs and strengthen personal financial resilience as Taiwan’s population ages.

At its first anniversary, TISA had attracted more than 244,000 accounts, while total fund subscriptions reached NT$10.11 billion. The figures point to early investor uptake of the government-backed savings framework. The Financial Supervisory Commission is now considering a second phase of policy incentives and plans to coordinate with other government agencies to broaden participation and reinforce long-term retirement planning.

Taiwan launched its Taiwan Individual Savings Account (TISA) program on July 1, 2025. The Financial Supervisory Commission (FSC) designed the scheme to encourage long-term, regular investments in funds with preferential terms, creating a self-funded “third pillar” of retirement provision alongside Labor Insurance and Labor Pension programs. The first phase offered lower fund management fees and transaction charges, but tax incentives are seen as crucial to broader adoption.

The FSC said on April 23, 2026, that 123,699 TISA accounts had been opened as of April 17, with cumulative subscriptions of NT$4.88 billion and total account assets of NT$13.77 billion. Subscriptions reached NT$906 million in March alone, while 25 asset managers and 43 funds had joined the program. The FSC has proposed several tax incentives for the second phase and is holding interagency talks with the Ministry of Finance, with no limits yet placed on the scope of discussions.