Taiwan’s TISA Draws Nearly 200,000 Accounts, NT$7.76 Billion

Taiwan’s Individual Savings Account, or TISA, is a Financial Supervisory Commission initiative designed to help households build retirement wealth through accessible, long-term investing. The framework combines lower entry barriers with discounted transaction and management fees and a range of eligible funds. Regulators also see the program as a way to broaden financial inclusion and channel more household savings into domestic capital markets, potentially creating a steadier pool of long-term funding.

Nearly 200,000 TISA accounts had been opened by the end of June 2026, with cumulative subscriptions reaching NT$7.76 billion, the FSC said. The first phase established the core rules and secured fee concessions from participating financial institutions, including lower transaction and fund-management charges. The regulator is now discussing a second phase with the Ministry of Finance that would add tax incentives, a step officials view as important to turning TISA into a widely used and flexible retirement-investment platform.