Taiwan’s TISA Accounts Top 244,000 as Subscriptions Pass NT$10 Billion

Taiwan’s Financial Supervisory Commission launched the Taiwan Individual Savings Account, or TISA, to encourage long-term household investing and retirement planning. The program works with financial institutions to offer lower subscription charges and management fees on eligible funds, aiming to make wealth accumulation more accessible while directing a steadier pool of domestic savings into Taiwan’s capital markets.

Nearly 200,000 TISA accounts had been opened by the end of June, with cumulative subscriptions reaching NT$7.76 billion ($263 million), according to the FSC. Account assets totaled NT$18.7 billion around the program’s first anniversary. The first phase, covering the basic framework and fee incentives, is in place, while the FSC and the Ministry of Finance are negotiating tax breaks for a second phase.

Taiwan Depository & Clearing Corporation launched the Taiwan Individual Savings Account, or TISA, on June 30, 2025, to encourage disciplined, long-term investing and improve retirement preparedness. With low entry thresholds and investment products selected by professionals, the program supports the Financial Supervisory Commission’s financial-inclusion agenda by making wealth-building tools more accessible to retail investors.

TDCC recently held the Taipei session of its nationwide TISA seminar series, bringing together FSC representatives and financial experts to discuss small-sum investing, compounding and retirement planning. More than 210,000 investors have joined TISA since its launch, while assets under management are approaching NT$20 billion. Organizers aim to use the roadshow to broaden participation and reinforce awareness of long-term financial planning.

Taiwan’s Financial Supervisory Commission is promoting the Taiwan Individual Savings Account, or TISA, through a platform built by Taiwan Depository & Clearing Corporation. The program encourages people to make regular, long-term investments starting at NT$1,000 a month and build retirement assets through dedicated funds with lower fees, strengthening their financial autonomy and resilience. Investors must still be mindful of fluctuations in fund net asset values and other risks.

The TISA platform went live on June 30, 2025. As its first anniversary approached, TDCC launched the nationwide “TISA TOUR” lecture series in July 2026, beginning in Taitung. The event brought together several investment trust chairmen and financial experts to explain regular investing, asset allocation and retirement planning, extending financial inclusion outreach beyond metropolitan areas.

The Taiwan Individual Savings Account, or TISA, is a long-term investment program promoted by Taiwan’s Financial Supervisory Commission to encourage people to build assets through regular fixed-amount investments. Bank of Taiwan’s participation broadens the involvement of state-owned financial institutions and lowers barriers for small investors, helping them develop disciplined financial habits and strengthen retirement planning.

Bank of Taiwan said it formally launched its TISA service on June 15 in support of the regulator’s policy, offering fee incentives. Customers who make qualifying regular fixed-amount investments through the bank will pay no subscription fees or trust management fees, reducing transaction and management costs over the long term.

Taiwan launched its Taiwan Individual Savings Account (TISA) program on July 1, 2025. The Financial Supervisory Commission (FSC) designed the scheme to encourage long-term, regular investments in funds with preferential terms, creating a self-funded “third pillar” of retirement provision alongside Labor Insurance and Labor Pension programs. The first phase offered lower fund management fees and transaction charges, but tax incentives are seen as crucial to broader adoption.

The FSC said on April 23, 2026, that 123,699 TISA accounts had been opened as of April 17, with cumulative subscriptions of NT$4.88 billion and total account assets of NT$13.77 billion. Subscriptions reached NT$906 million in March alone, while 25 asset managers and 43 funds had joined the program. The FSC has proposed several tax incentives for the second phase and is holding interagency talks with the Ministry of Finance, with no limits yet placed on the scope of discussions.