First Bank's Reverse Mortgage Approvals Top NT$10 Billion

As Taiwan becomes a super-aged society, longevity risk and inadequate retirement savings are increasing older people's need for cash flow. First Bank's reverse mortgage program allows seniors to use their homes as collateral and receive monthly payments, unlocking property value without requiring them to move and supporting aging in place and retirement needs.

As of March 31, 2026, First Bank had approved more than NT$10 billion in reverse mortgages. The bank continues to convert properties owned by seniors into steady monthly cash flows, helping cover retirement expenses such as daily living costs, care and medical treatment while easing financial pressure on older households.