Amazon Launches New SMB Credit Card to Streamline Purchasing and Cash Flow

Amazon has launched a new credit card targeting everyday purchases by small and medium-sized businesses, with rewards tied to corporate buying behavior. Rewards on existing business cards often fail to reflect actual spending patterns, leaving most SMBs reliant on personal cards for working capital. The gap highlights demand for simpler rewards and more flexible cash-flow tools.

A recent report titled “Amazon Targets SMB Spend as Card Expectations Shift” said Amazon is using the new card to enter the SMB spending market, prompting issuers to rethink their business-card offerings. The report did not specify a launch date, issuing partner, annual fee, credit limit or reward amounts. Those terms have yet to be announced by Amazon.