Credit Cards

Credit cards combine payments, lending and rewards, and are an important gauge of consumer demand, bank fee income and developments in payment technology. Card spending in Taiwan has recently hit repeated records, while issuers continue to launch co-branded cards, revise benefits for the second half of the year and phase out some products. Overseas providers are introducing agentic AI, installment services and new forms of collateral. Tracking this topic offers insight into consumer momentum, rewards costs, fintech innovation and changes affecting cardholder benefits and risks.