16 州檢察長起訴 HUD 挑戰公平住房執法指南

The Fair Housing Act of 1968 prohibits housing discrimination based on seven protected characteristics, including race, sex and disability. HUD also funds state and local enforcement agencies through the Fair Housing Assistance Program. OneMain Financial provides installment loans to borrowers with weaker credit. On May 31, 2023, the CFPB ordered it to pay at least $10 million in consumer redress and a $10 million penalty, underscoring the consumer-protection links between fair-housing enforcement and subprime-lending oversight.

On March 16, 2026, California and Illinois led 16 attorneys general in suing HUD to block September 2025 guidance that they said sought to force local agencies to scale back enforcement by threatening to revoke certifications, halt referrals and cut off funding. The same day, New York led 13 attorneys general in suing OneMain, alleging that it saddled tens of thousands of borrowers with insurance and membership products they had not agreed to buy. The add-ons cost each borrower hundreds to thousands of dollars and totaled hundreds of millions of dollars. The lawsuit seeks refunds, penalties and disgorgement of ill-gotten gains.