Lei Shan Urges Cash Reserves for Modern Wealth Transfers

The world is entering a historic intergenerational wealth transfer, with UBS estimating that about $83 trillion in assets will change hands over the next 20 to 25 years. In Taiwan, property, shares and business stakes are increasingly passing to younger generations, but such holdings can be difficult to divide or sell and may create tax and liquidity strains. That makes succession planning a question of family cash flow and governance, not merely a transfer of ownership.

Lei Shan Insurance Broker Co.,Ltd. said on July 3, 2026, that families should review three areas: people and cross-border tax status, succession goals and timing, and the legal and financial characteristics of their assets. Taiwan’s approved estates are approaching NT$1.4 trillion, according to Ministry of Finance data, while inherited buildings accounted for more than 30% of quarterly residential transfers. Lei Shan recommended reserving cash, rather than focusing only on tax funding, to give heirs flexibility to pay levies, service debt or retain core family assets.