Lorum Launches Yield Rails to Build a ‘New-Age BNY’ for Mid-Market Treasury Flows

Lorum provides cross-border settlement services to mid-sized financial institutions, payment providers and digital platforms, which often struggle to gain direct exposure to U.S. Treasury bills. By linking payments, custody and yield services through stablecoins and tokenized money market funds, the company aims to become the BNY Mellon of the digital-asset era.

Lorum unveiled Yield Rails on June 12, 2026, allowing clients to use a single account and API to allocate foreign-exchange reserves, operating buffers and funds idled during settlement windows to highly liquid assets such as Treasury bills. The company has not disclosed expected adoption volumes or yields. It has also applied to the U.S. Office of the Comptroller of the Currency for a national trust bank charter.