Mastercard Launches Crypto Partner Program With Binance and Ripple to Advance Blockchain Payments

Stablecoins use fiat-currency reserves to maintain a value of about $1 per token and can be transferred around the clock on blockchains. Unlike card transactions, which remain constrained by banking days and batch settlement, onchain rails can reduce delays in cross-border payments, corporate treasury transfers and disbursements. Mastercard serves more than 200 countries and territories, making its adoption significant.

Mastercard said on June 3, 2026, that it was adding intraday, weekend and holiday settlement for USDC, PYUSD, USDG, USDP, RLUSD and SoFiUSD across eight blockchains. ARQ, CBW Bank, Cross River, Lead Bank and Nuvei will be the first adopters in the United States and Latin America, with further expansion planned during the year. The company did not disclose its investment or projected settlement volume.

Mastercard is one of the world’s leading payment networks, while Chainlink provides cross-chain connectivity and external data services for smart contracts. Their partnership links credit card payments to decentralized exchanges and liquidity pools, lowering technical barriers to onchain crypto purchases for more than 3.5 billion cardholders. The move also reflects traditional finance’s accelerating push into onchain commerce.

Mastercard and Chainlink announced the partnership on June 24, 2025, integrating multiple payment-routing engines, decentralized liquidity pools and onchain infrastructure. Users can buy crypto assets directly with their cards, while the system handles fiat payments, asset conversion and onchain settlement. Cardholders can then interact with smart contracts. No transaction value was disclosed.