中信銀行員挪用ATM清算款遭金管會裁罰400萬

Employees at Hua Nan Commercial Bank's Jisui, Shilin and Tainan branches were implicated in a series of misconduct cases involving the misappropriation of customer funds and the withholding of excess cash from account settlements. The cases exposed failures in deposit, remittance and foreign-exchange operations as well as supervisory review mechanisms. Banks are entrusted with customers' assets, and weak internal controls can cause direct losses and undermine depositors' confidence in the financial system.

Taiwan's Financial Supervisory Commission announced the penalty on June 25, 2026. Three employees misappropriated a combined NT$4.6286 million, affecting nine customers. At the Tainan branch alone, seven customers lost a total of NT$4.57 million in misconduct spanning September 2017 to August 2025. The FSC fined Hua Nan Commercial Bank NT$8 million and ordered it to review its information systems, operating procedures and review mechanisms, as well as hold supervisors accountable.