Bank of Taiwan Formally Launches TISA Individual Investment Savings Account Service

Taiwan’s Financial Supervisory Commission introduced the Taiwan Individual Savings Account, or TISA, to encourage households to build retirement reserves and adopt disciplined, long-term investing. The program combines reduced fund management fees with regular fixed-amount contributions, seeking to lower investment costs and strengthen personal financial resilience as Taiwan’s population ages.

At its first anniversary, TISA had attracted more than 244,000 accounts, while total fund subscriptions reached NT$10.11 billion. The figures point to early investor uptake of the government-backed savings framework. The Financial Supervisory Commission is now considering a second phase of policy incentives and plans to coordinate with other government agencies to broaden participation and reinforce long-term retirement planning.

Taiwan’s Financial Supervisory Commission is promoting the Taiwan Individual Savings Account, or TISA, through a platform built by Taiwan Depository & Clearing Corporation. The program encourages people to make regular, long-term investments starting at NT$1,000 a month and build retirement assets through dedicated funds with lower fees, strengthening their financial autonomy and resilience. Investors must still be mindful of fluctuations in fund net asset values and other risks.

The TISA platform went live on June 30, 2025. As its first anniversary approached, TDCC launched the nationwide “TISA TOUR” lecture series in July 2026, beginning in Taitung. The event brought together several investment trust chairmen and financial experts to explain regular investing, asset allocation and retirement planning, extending financial inclusion outreach beyond metropolitan areas.