Dollar-Cost Averaging

Dollar-cost averaging involves investing a fixed amount at regular intervals, reducing the pressure to time the market by spreading purchases over time. Common targets include ETFs, mutual funds and some virtual assets. Interest in Taiwan-listed ETFs has recently risen, with the number of investors making regular fixed-amount investments in the 0050 ETF surpassing 1.2 million, while AI and technology themes have also drawn attention. Banks and platforms, meanwhile, have been rolling out TISA products and automated allocation services. These developments reflect shifting preferences among first-time and long-term investors and have implications for product design, regulation and market fund flows.