TDCC Launches TISA Lecture Tour in Taitung

Taiwan’s Financial Supervisory Commission introduced the Taiwan Individual Savings Account, or TISA, to encourage households to build retirement reserves and adopt disciplined, long-term investing. The program combines reduced fund management fees with regular fixed-amount contributions, seeking to lower investment costs and strengthen personal financial resilience as Taiwan’s population ages.

At its first anniversary, TISA had attracted more than 244,000 accounts, while total fund subscriptions reached NT$10.11 billion. The figures point to early investor uptake of the government-backed savings framework. The Financial Supervisory Commission is now considering a second phase of policy incentives and plans to coordinate with other government agencies to broaden participation and reinforce long-term retirement planning.

Taiwan Depository & Clearing Corporation launched the Taiwan Individual Savings Account, or TISA, on June 30, 2025, to encourage disciplined, long-term investing and improve retirement preparedness. With low entry thresholds and investment products selected by professionals, the program supports the Financial Supervisory Commission’s financial-inclusion agenda by making wealth-building tools more accessible to retail investors.

TDCC recently held the Taipei session of its nationwide TISA seminar series, bringing together FSC representatives and financial experts to discuss small-sum investing, compounding and retirement planning. More than 210,000 investors have joined TISA since its launch, while assets under management are approaching NT$20 billion. Organizers aim to use the roadshow to broaden participation and reinforce awareness of long-term financial planning.

The Taiwan Individual Savings Account, or TISA, is a long-term investment program promoted by Taiwan’s Financial Supervisory Commission to encourage people to build assets through regular fixed-amount investments. Bank of Taiwan’s participation broadens the involvement of state-owned financial institutions and lowers barriers for small investors, helping them develop disciplined financial habits and strengthen retirement planning.

Bank of Taiwan said it formally launched its TISA service on June 15 in support of the regulator’s policy, offering fee incentives. Customers who make qualifying regular fixed-amount investments through the bank will pay no subscription fees or trust management fees, reducing transaction and management costs over the long term.