Mortgages
+ FollowMortgages are financing instruments secured by real estate and encompass loan origination, refinancing, agency mortgage-backed securities, warehouse lending and credit scoring. U.S. mortgage rates have recently risen to their highest levels in several months, reducing refinancing demand and slowing agency MBS issuance. Meanwhile, Fannie Mae and Freddie Mac have released historical FICO 10T data, while bank consolidation, business sales and changes in regulatory personnel continue to reshape the market. These trends affect housing affordability, financial institutions' lending practices and capital-market risk, making changes in interest rates, policy and credit standards important to track.
Key Moments
6 selectedThe full history is split into 6 equal periods by event count, taking the most-covered story from each. Coverage rises and falls with the news cycle, so sampling period by period keeps the most recent events from taking everything.
- 2026-08-22 Luminate Bank Acquires First State Mortgage to Expand Home Lending 1 report
- 2026-07-25 PrimeLending Cuts $10 Million in Fixed Costs as Mortgage Margins Shrink 1 report
- 2026-05-26 FHA Treatment of Nonborrowing Spouses’ Debt Complicates Mortgage Applications 1 report
- 3 more key moments Sign up to see the full context
Event Timeline
35 core events16 peripheral mentions — events mainly about something else
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