Chime

Chime is a U.S. digital banking and fintech company focused on low-fee accounts, credit building and financial wellness services. First-quarter revenue recently rose 25% from a year earlier as the company achieved GAAP profitability and surpassed 9.5 million active members. It has also launched Chime Prime, expanded corporate partnerships and promoted Trump Accounts. At the same time, Chime faces a class-action lawsuit related to a cyberattack and allegations from J.D. Power of misleading marketing. Its growth momentum, product transformation, legal exposure and cybersecurity risks remain key areas to watch.