Block

Block is Jack Dorsey’s fintech company, with core businesses spanning Square, Cash App, financial services for merchants and Bitcoin. The company recently made deep job cuts and reorganized operations around AI, launched Builderbot, upgraded its credit underwriting model, and expanded Cash App Pay, USDC payments and NFC devices. Separately, it paid a settlement over fraud involving Cash App. Its product expansion, Stablecoin and Bitcoin strategies, and ability to balance efficiency, growth and risk controls during its AI transformation remain key areas to watch.